After being injured in an auto accident that was someone else’s fault, you’ll probably get a phone call from the at-fault party’s insurance adjuster. However, it’s important to be mindful of what you say when talking to the insurance company, because what you say could potentially affect the outcome of your claim. This blog post will discuss some things you should avoid saying when speaking with an insurance company after an auto accident. If you suffered injuries in a car accident caused by someone else, contact an auto accident lawyer for a legal consultation.
Do Not Admit Fault
After being injured in an auto accident, don’t admit fault to the other driver or the insurance company. Doing so can be used against you and cause you to be unable to obtain compensation. In Virginia, if you were even one percent responsible for the accident, you’re barred from getting any money from the other parties. Even if you think you were partly responsible, it’s best to remain quiet and consult a lawyer before giving any statement.
Do Not Apologize
Apologizing to the other driver or their insurance company can be seen as an admission of guilt, which can be damaging if you are not at fault for the accident. Even if you think you may have contributed in some way to the crash, don’t apologize until all the facts are collected and reviewed to ensure your statement is interpreted correctly.
Do Not Give a Recorded Statement
It is important to remember that anything said to an insurance company can be used against you, so try to avoid giving a recorded statement. During a recorded statement, the insurance company can ask questions and use your answers to deny your claim or offer a lower settlement amount. If the insurance company requests a recorded statement, refer them to your attorney.
Do Not Provide Too Much Information
When speaking with an insurance company after an auto accident, it is essential to remember that you are only obligated to provide basic information. Providing too much information can have a detrimental effect on the outcome of your claim. Give them your contact details, but then refer them to your attorney. Do not feel pressured into providing additional details beyond what is required.
Do Not Sign Anything Without Reading It First
Always ensure you read and understand any documents that are presented by an insurance company following an auto accident. Make sure to talk with your attorney before signing anything, and never sign any document that contains blank spaces or statements that you disagree with.
Do Not Say You’re Uninjured
It is never a good idea to tell an insurance company that you are “fine” after an auto accident, even if you believe it to be true. The physical and emotional effects of an accident can take days or weeks to become apparent, and you may find yourself dealing with unexpected medical costs due to injuries that you were not initially aware of.
Speak With a Virginia Auto Accident Lawyer
If you suffered injuries in an auto accident in Virginia that wasn’t your fault, speak with an experienced car accident attorney. A skilled Virginia personal injury lawyer can help guide you through the complex process of filing a claim and can provide invaluable advice throughout the entire process. Deering Hedrick offers high-quality legal services and representation to clients in the Commonwealth of Virginia who have been injured in an auto accident through no fault of their own. Contact us today by calling 757-383-6848 or request a confidential legal consultation online.