What Not to Say to an Insurance Company After an Accident

What Not to Say to an Insurance Company After an Accident

Accidents can be a traumatic and stressful experience. And when you add to that the legal process of dealing with an insurance company after the accident, it can become even more overwhelming. Insurance companies will try to collect as much information as possible from you, and sometimes, in the moment, you might say something you shouldn’t.

In this blog post, we will be discussing what not to say to an insurance company after a car accident in Virginia Beach. As a law firm specializing in personal injury cases, we have seen countless examples of what not to say to an insurance company, and we want to share that knowledge with you.


One of the most common things people do after an accident is to apologize, even if it was not their fault. While it may seem like the polite thing to do, apologizing can be seen as an admission of guilt, and the insurance company can use it against you in court. Instead of apologizing, make sure everyone involved in the accident is okay, and let the professionals handle the situation.

Admitting Fault

It is important not to admit fault, even if you think it was your fault. The insurance company will try to use anything you say against you, and if you admit fault, it can severely hurt your case. Let the professionals determine fault based on the evidence, and do not try to guess or assume.

Sharing Too Much Information

The insurance company will try to collect as much information about the accident as possible, but that does not mean you have to divulge everything. Only share what is necessary, and do not speculate or guess about any details you are unsure of. Remember, any inconsistencies can be used against you in court.

Accepting a Settlement Too Quickly

Insurance companies will often try to offer a quick settlement to avoid going to court. While this may seem like a good idea at first, it is important to consult with a lawyer before agreeing to anything. The settlement may not be enough to cover all your expenses, and once you accept it, you cannot ask for more later.

Speaking to the Other Driver’s Insurance Company

It is important to remember that the other driver’s insurance company is not on your side. They are looking out for their own best interests, which may not align with yours. You are not required to speak to them, and it is often best to let your own insurance company handle the communication.


Dealing with insurance companies after an accident can be a daunting task, but knowing what not to say can help protect your case. Remember, be cautious of what you say, do not admit fault, only share what is necessary, do not accept a settlement too quickly, and do not speak to the other driver’s insurance company. If you ever find yourself in a situation where you’re dealing with an accident and insurance companies, reach out to us! Deering Hedrick specializes in personal injury cases and can provide the assistance you need.

Virginia Beach Car Accident Attorney

If you find yourself navigating the complexities of accident aftermath and insurance negotiations, don’t hesitate to reach out to Deering Hedrick for the support and expertise needed to protect your case. Contact us today for personalized assistance in safeguarding your rights and securing the compensation you deserve.

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